Career Tools
Singapore Salary Calculator
Calculate your take-home pay with Singapore-specific tax calculations, CPF contributions, and allowances. Updated with 2026 CPF changes.
FY2025 Tax Rates • CPF Monthly Ceiling: S$8,000 (2026) • CPF Annual Ceiling: S$102,000 • Age-based rates available
Salary Details
Rates effective 1 Jan 2026. Senior worker rates increased by 1.5% from 2025.
Results
- Annual Salary (12 months)
- S$96,000
- Annual Bonus
- S$16,000
- Annual Allowance
- S$1,200
- CPF Contribution (Employee)(55 and below)
- S$20,400(20.0% rate)
- CPF Contribution (Employer)
- S$17,340(17.0% rate)
- Personal Tax Relief
- S$1,000
- CPF Tax Relief
- S$20,400
- Total Tax Relief
- S$21,400
- Taxable Income
- S$91,600
- Estimated Income Tax
- S$3,164
- Annual Take-Home Pay
- S$89,636After CPF & Income Tax
- Total Annual Compensation
- S$130,540Including Employer CPF (if selected)
About This Calculator
This calculator provides an estimate of your annual take-home pay in Singapore, accounting for CPF contributions and income tax based on 2026 rates. The CPF monthly ceiling has been updated to S$8,000 (effective 1 Jan 2026), and age-based contribution rates are available for senior workers. The actual amounts may vary based on additional factors such as supplementary retirement scheme (SRS) contributions, tax deductible donations, and other eligible deductions.
2026 CPF Changes:
- Monthly CPF ceiling increased from S$7,400 to S$8,000
- Senior workers (above 55-65) contribution rates increased by 1.5%
- Annual CPF ceiling remains at S$102,000