BetterPay.ai
BetterPay.ai
Home
How It WorksPricingDashboard
Get Started

Career Tools

Singapore Job Offer Comparison

Compare job offers side by side with Singapore-specific tax calculations, CPF contributions, benefits valuation, and growth projections. Updated with 2026 CPF changes.

FY2025 Tax Rates • CPF Monthly Ceiling: S$8,000 (2026) • CPF Annual Ceiling: S$102,000 • Age-based rates available

Current Job

No role specified

Monthly Salary$10,000
Annual Bonus$20,000
Annual Take-Home
$114,157
Total Compensation
$159,740

New Offer

No role specified

Monthly Salary$12,000
Annual Bonus$24,000
Annual Take-Home
$138,720
21.5%
Total Compensation
$187,740
17.5%
Details
Offer 1
Offer 2
Company
Role
Monthly Salary (SGD)
Annual Bonus (SGD)
Age Group

For CPF contribution rates (2026 rates)

Personal Tax Relief (SGD)

Additional relief beyond CPF (default: earned income relief)

Monthly Allowance (SGD)

Not taxable. Includes medical, dental, transport, meals, etc.

Annual Leave (days)
Work Arrangement
Results
Annual Salary (12 months)$120,000$144,000
CPF Contribution (Employee)
$20,400(20.0% - 55 and below)
$20,400(20.0% - 55 and below)
CPF Contribution (Employer)
$17,340(17.0%)
$17,340(17.0%)
Total Tax Relief

Personal Relief + CPF Contribution

$21,400$21,400
Estimated Income Tax$5,443$8,880
Annual Take-Home Pay

Annual Salary + Bonus - CPF (Employee) - Income Tax

$114,157
$138,720
+21.5%
Total Annual Compensation

Annual Salary + Bonus + Equity + Benefits + CPF (Employer)

$159,740
$187,740
+17.5%

About Singapore Offer Comparison

This tool provides Singapore-specific calculations including:

  • Progressive income tax rates based on Singapore's FY2025 tax system
  • CPF contributions with age-based rates (2026 rates) and monthly salary ceiling of S$8,000 (effective 1 Jan 2026)
  • Tax relief options to accurately calculate your take-home pay
  • Valuation of common benefits in the Singapore job market
  • Percentage comparison between offers to help with decision making

2026 CPF Changes:

  • Monthly CPF ceiling increased from S$7,400 to S$8,000
  • Senior workers (above 55-65) contribution rates increased by 1.5%
  • Annual CPF ceiling remains at S$102,000

Note: This tool provides estimates only and should not be used for tax planning purposes. Consult a financial advisor for personalized advice.

Footer

BetterPay.ai
BetterPay.ai

AI-powered salary insights to maximize your earning potential across the APAC region.

LinkedInTwitterGitHub

Company

  • About
  • Careers
  • Contact
  • Press

Product

  • Features
  • Pricing
  • Success Stories
  • FAQ

Resources

  • Blog
  • Guides
  • Salary Data
  • Career Planning

Countries or Regions

  • Global 🌎
  • Singapore 🇸🇬
  • Hong Kong SAR 🇭🇰
  • Taiwan
  • Malaysia 🇲🇾
  • Indonesia 🇮🇩
  • Thailand 🇹🇭
  • Philippines 🇵🇭
  • Vietnam 🇻🇳

© 2026 BetterPay.ai, Inc. All rights reserved.

  • Privacy
  • Terms
  • Cookies